Government Home Loans

FHA loans from RiteWay

The Federal Housing Administration (FHA)

is a government entity that provides insurance on loans made by FHA-approved lenders. The FHA provides the lenders with protection against borrowers defaulting on their mortgages. This allows lenders to offer borrowers more lenient terms on their home loans such as lower down payments, low closing costs, and easier credit qualifying.
VA loans from RiteWay

The Department of Veterans Affairs (VA)

is a government entity that caters specifically to our nation’s veterans. In order to help our veterans achieve affordable housing the VA will guarantee loans made by approved lenders via the VA Loan Guaranty Service within the Department of Veterans Affairs. This enables lenders to offer veterans 100% financing, more lenient loan terms, and easier credit qualifying.